AN ASSESSMENT OF THE IMPLICATION OF ELECTRONIC BANKING IN NIGERIAN BANKS
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ABSTRACT
Business today is conducted in an age of highly complex technology imposing on banking officials the need to implement sophisticated banking systems which accord with present day needs. Consequently paper based transactions are now being replaced by electronic based transactions. This study was carried out to assess the implication of electronic banking on the Nigeria banks. The specific objectives was to assess how electronic banking impacts on the ROA and the ROE of commercial banks. The study reveals that there is a significant impact of electronic banking on the return on equity of Nigerian banks but less significant on return on Asset.
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